Preparing for the Future with Estate Planning Solutions
Be ready for the future when you purchase estate planning solutions from Southern Star Insurance Agency, Inc. in Conroe, Texas. Our company features a number of options for income continuation insurance for individuals throughout the area. We are proud to offer plans that help you and your beneficiaries.
Income Continuation Insurance
Nobody knows what is coming tomorrow. While you are in good health and able to work today, things can change on a dime. If you become temporarily or permanently unable to work due to a disability of any kind, there are different programs that you can participate in. Choosing one of these policies will allow you to provide income for you and your family while you are unable to go back to work.
What would you do if you were sidelined from work? Income continuation insurance covers both short-term and long-term disabilities. For those who are unable to work due to a physical or mental disability, this coverage replaces part of your gross salary.
Estate Planning: An Ideal Addition
After working hard to prepare for retirement, you deserve the peace of mind that your assets will be passed on to future generations. Unfortunately, federal estate taxes can make up as much as half of your assets, and are taken out before your heirs see even a penny of the money. These taxes and fees can result in a substantially lower payout than your beneficiaries deserve.
While taxes are one of the few certainties in life, there is a way to plan ahead. Choosing to purchase estate planning solutions gives you a way to pay taxes on your assets, preventing your property from being sold to cover debts. These policies let you plan for taxes and settlement costs, giving your heirs top dollar.
Essential Preparation for a Later Date
No two situations are the same. Whether you have planned your entire life for retirement or are late to the game, there is an option available for you. Our knowledgeable team of professionals is committed to providing you with the right individual insurance solutions for your situation. We meet with you on a one-on-one basis to discuss your unique wants and needs. No matter what your budget is, we set you up with a new policy that offers the peace of mind you need and deserve.
Contact our company today to speak with us about estate planning insurance. We offer income continuation insurance and other product options for clients throughout Conroe, Texas.